Fixed costs per year
Single, CHF 100k: tax, health insurance and electricity at the cheapest standard offers.
- Income taxCHF 16’52875%
- Health insuranceCHF 4’75322%
- ElectricityCHF 7794%
- TotalCHF 22’060
Health insurance: cheapest offers, adults CHF 2500 deductible, children CHF 0. Electricity: 4-room flat for singles, 5-room flat for families.
Taxes
CHF 16’528 per year
Single, CHF 100k
+CHF 1’238 vs. Swiss median · rank 68 of 334 in BE
Cheaper than 24 % of Swiss municipalities for this household.
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Federal, cantonal and municipal income tax combined.
| Household | Tax per year | Rank in BE |
|---|---|---|
| Single, CHF 60k | CHF 7’732+CHF 1’462 vs. Swiss median | 68 of 334 |
| Single, CHF 100k | CHF 16’528+CHF 1’238 vs. Swiss median | 68 of 334 |
| Single, CHF 150k | CHF 30’750+CHF 1’128 vs. Swiss median | 68 of 334 |
| Married, 2 kids, CHF 130k | CHF 12’907+CHF 3’191 vs. Swiss median | 68 of 334 |
| Married, 2 kids, CHF 200k | CHF 29’765+CHF 4’944 vs. Swiss median | 68 of 334 |
Steuerfuss
- Municipal (income)
- 159 %
- Cantonal (income)
- 297.5 %
- Municipal (wealth)
- 159 %
A Steuerfuss multiplies the canton's base tax, so it only compares municipalities within BE. The CHF amount above compares across cantons.
Source: ESTV tax calculator, tax year 2026, retrieved 02.10.2026. Rank 1 is the lowest tax. Estimates for sample households, not tax advice.
Health insurance
from CHF 396 per month
Adult 26+, CHF 2500 deductible, cheapest offer
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Premium region 2, canton BE. Basic insurance with accident cover, CHF per month.
| Health insurance | Cheapest | Typical standard |
|---|---|---|
| Adult 26+, deductible CHF 2500 | 396.10 | 505.50 |
| Adult 26+, deductible CHF 300 | 519.20 | 633.80 |
| Young adult 19–25, deductible CHF 2500 | 255.10 | 343.90 |
| Child 0–18, deductible CHF 0 | 114.30 | 147.90 |
“Cheapest” is the lowest offer of any insurance model (often family doctor or telemedicine). “Typical standard” is the median premium of the standard model. Employees are usually covered for accidents through work and pay less without accident cover.
Compare all insurers on priminfo.admin.chSource: BAG health insurance premiums, premium year 2027, retrieved 09.10.2026.
Electricity
CHF 779 per year
4-room flat, 2’500 kWh · 31.17 Rp./kWh, 5 % above the Swiss median
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Standard product of the local grid operator in 2027, all-in price including grid, energy and levies.
Genossenschaft Elektra Koppigen-Willadingen
| Household | Rp./kWh | per year |
|---|---|---|
| 4-room flat2’500 kWh | 31.17Swiss median 29.71 | CHF 779 |
| 5-room flat with tumble dryer4’500 kWh | 27.92Swiss median 26.56 | CHF 1’256 |
| House with electric boiler7’500 kWh | 26.29Swiss median 24.61 | CHF 1’972 |
Households cannot choose their supplier: the local grid operator sets the price. The yearly cost is consumption times the all-in price; fixed fees are included in the price per kWh.
Source: ElCom electricity prices, tariff year 2027, retrieved 02.10.2026.
Public transport
0 %
of residents live in public transport classes A–C (good to very good service).
To Bern
- By public transport
- 82 min
- By road
- 35 min
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| Class A · Very good | 0 % |
|---|---|
| Class B · Good | 0 % |
| Class C · Medium | 0 % |
| Class D · Low | 0 % |
| No class | 100 % |
Shares count residents per hectare, not area. Travel time is the typical time from where residents live to the nearest of Basel, Bern, Geneva, Lausanne, Lugano and Zurich, from the national passenger transport model (published 30 June 2023).
Sources: ARE public transport quality classes 2026, ARE travel time to centres, BFS STATPOP residents 2024, retrieved 02.10.2026
Rent or buy?
Compare the monthly cost of renting and of owning a home here, and the year from which buying has cost less overall. An estimate based on your inputs, not financial advice.
Lowest tax in Bern
- Willadingen · CHF 16’528
- Single person, CHF 100,000 gross salary.
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- Deisswil bei MünchenbuchseeCHF 14’255
- Walliswil bei NiederbippCHF 14’287
- MeienriedCHF 14’612
- RumendingenCHF 14’612
- IffwilCHF 14’937
- SaanenCHF 14’937
- BerkenCHF 14’937
- Muri bei BernCHF 15’067
Where it sits in Switzerland
All 2,110 municipalities, coloured by what you pay there. Tap one to open it.